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# Insight Mortgage: Kelowna mortgage broker serving BC and Alberta

## Sitemaps
[XML Sitemap](https://insightfinance.ca/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Recreational & Second-Home Mortgages in Kelowna & Big White (2026)](https://insightfinance.ca/recreational-property-mortgage-kelowna/): Updated July 2026. Financing rules vary by lender and property type; figures as of July 20, 2026.
- [How Much Mortgage Can I Afford in Kelowna? (2026)](https://insightfinance.ca/how-much-mortgage-can-i-afford-kelowna/): Updated July 2026. Illustrative figures based on rates and benchmark prices as of July 20, 2026 — your exact number comes from a pre-approval.
- [Mortgage Broker Castlegar BC | West Kootenay Mortgage Specialist](https://insightfinance.ca/mortgage-broker-castlegar-bc/): I'm Ash Simpson at Insight Mortgage, and I do mortgage files right across British Columbia, including Castlegar and the West Kootenay. Every file gets shopped to 50+ lenders, pre-approvals are typically back in 24-48 hours, and the whole process runs by phone, email and e-signature — so where you live never limits which lender competes for your mortgage. Call me at 250-859-2100.
- [Mortgage Broker Nelson BC | West Kootenay Mortgage Specialist](https://insightfinance.ca/mortgage-broker-nelson-bc/): I'm Ash Simpson at Insight Mortgage, and I do mortgage files right across British Columbia, including Nelson and the West Kootenay. Every file gets shopped to 50+ lenders, pre-approvals are typically back in 24-48 hours, and the whole process runs by phone, email and e-signature — so where you live never limits which lender competes for your mortgage. Call me at 250-859-2100.
- [New Look, Same Three Words](https://insightfinance.ca/new-look-same-three-words/): Insight Mortgage looks different these days. The strategy behind it hasn't changed since a 2023 podcast summed it up in three words: empathy, leadership, and love.
- [Private Mortgage After Bankruptcy: An Okanagan Case Study](https://insightfinance.ca/private-mortgage-after-bankruptcy-okanagan/): Fresh out of bankruptcy with a gifted down payment from overseas? Here's how a private mortgage gets structured in the Okanagan — real numbers inside.
- [How to Switch Lenders at Renewal With No Penalty (Step-by-Step)](https://insightfinance.ca/how-to-switch-lenders-at-renewal-with-no-penalty-step-by-step/): Switching lenders at your mortgage renewal is easier - and cheaper - than most Kelowna homeowners think. Here's the step-by-step, with no prepayment penalty.
- [The 2026 Renewal Cliff: What Kelowna Homeowners Need to Know](https://insightfinance.ca/the-2026-renewal-cliff-what-kelowna-homeowners-need-to-know/): About 60% of Canadian mortgages renew in 2025-2026, many off pandemic-era low rates. Here's what the renewal cliff means for Kelowna homeowners - and how to soften the hit.
- [Mortgage Renewal vs. Refinance in Kelowna: Which Saves More?](https://insightfinance.ca/mortgage-renewal-vs-refinance-in-kelowna-which-saves-more/): Renewal or refinance? A Kelowna mortgage broker explains the difference, the costs, and which one actually saves you money - and when to use each.
- [Freelancer Mortgage Canada: Get Approved Without a T4 (2026)](https://insightfinance.ca/freelancer-mortgage-canada-no-t4/): Freelancers in Canada can get mortgages — but the process is different without a T4. Learn what income counts, what documents you need, and strategies to maximize your approval in BC.
- [Alt-A Mortgage BC: When the Bank Says No (2026 Guide)](https://insightfinance.ca/alt-a-mortgage-bc-self-employed/): Alt-A mortgages let self-employed BC borrowers qualify based on real income, not just tax-declared income. Learn how Alt-A lending works, who qualifies, and what rates to expect.
- [Mortgage Broker Peachland BC | Small Town, Serious Financing](https://insightfinance.ca/mortgage-broker-peachland-bc/): Peachland is a small town, but the financing here is serious business. From Beach Avenue condos to view homes above Highway 97, I match Peachland files to 50+ lenders through Insight Mortgage and return most pre-approvals in 24-48 hours. I'm Ash Simpson; call me at 250-859-2100.
- [Incorporated Self-Employed Mortgage BC: 2026 Guide](https://insightfinance.ca/incorporated-self-employed-mortgage-bc/): Incorporated in BC and applying for a mortgage? Learn how lenders assess salary vs dividends, what documents they need, and how to optimize your corporate structure to qualify for more.
- [Bad Credit Mortgage Kelowna: What Your Options Are](https://insightfinance.ca/bad-credit-mortgage-kelowna/): A bruised credit score doesn't end a Kelowna home purchase. It just changes which lender tier your file belongs in. As a rough guide, 680+ opens insured A-lender rates, 600–680 usually means A-side with conditions or strong alternative lenders, and below 600 you're looking at B-lenders and private options that price the risk with rates a point or more above prime offerings and larger down payments, typically 20%+. The tiers exist precisely so that a past consumer proposal, missed payments, or a thin file doesn't mean “no.” It means “structured differently.”
- [Stated Income Mortgage Canada 2026: Who Qualifies and How It Works](https://insightfinance.ca/stated-income-mortgage-canada-2026/): Let’s clear up the biggest misconception first: stated income in Canada does not mean no documentation. It means your declared income is accepted without full tax return verification, but it still has to be supported by bank statements, GST registration, an accountant letter, and industry benchmarks. You’ll typically need at least 20% down and a 650+ credit score, and you’ll be looking at B-lender rates of roughly 5.5–6.5% (June 2026). One more thing worth understanding up front: stated income is a documentation method, not a lender tier. It lives at B-lenders, not A-lenders, apart from a few niche professional programs.
- [New to Canada Mortgage BC: Buy Without Canadian Credit](https://insightfinance.ca/new-to-canada-mortgage-bc/): Most Canadian banks want to see two to three years of Canadian credit history before they'll approve a mortgage, which is a real problem if you just got here. The good news: programs like Scotiabank StartRight and CIBC New to Canada, along with select B-lenders, are built specifically to work around a thin Canadian file. International credit bureaus, employment letters, and larger down payments can all stand in for the credit history you haven't had time to build. Permanent residents have the widest access, but work permit holders can qualify too.
- [Self-Employed Mortgage Proof of Income BC: What Lenders Check](https://insightfinance.ca/self-employed-mortgage-proof-of-income-bc/): Self-employed in BC and need a mortgage? Here's exactly what documents lenders require — NOAs, T1s, financials, bank statements — and how to present your income most effectively.
- [Private Mortgage Lenders BC: Rates, Terms, Exit Strategy](https://insightfinance.ca/private-mortgage-lenders-bc/): Private mortgage rates in BC currently run 7–12% in first position and 10–15% in second, plus lender fees of 1–3%. Approval is based on the equity in your property rather than your income or credit, which is exactly what makes private lending useful when nothing else fits. But let me be clear about one thing up front: private money is always a bridge. You need a realistic path to an A or B lender within 12 to 24 months, because if you can’t exit when the term ends, your options shrink to renewing at the same high rate or a forced sale.
- [Refinancing to Consolidate Debt in BC: The Math and the Risk](https://insightfinance.ca/refinance-consolidate-debt-bc/): Rolling high-interest debt into your BC mortgage can save $700+/month — but there are real costs and risks. Learn when debt consolidation refinancing makes sense and when it doesn't.
- [Investment Property Mortgage Kelowna: What Lenders Need](https://insightfinance.ca/investment-property-mortgage-kelowna/): An investment property mortgage plays by different rules than the one on your home. The down payment is bigger, the rate runs a little higher, and the lender reads your rental income with a skeptic's eye. I'm Ash Simpson, a mortgage broker here in Kelowna, and in this guide I'll walk through what investors need in 2026 and how I structure these files across 50+ lenders. Questions as you read? Call me at 250-859-2100.
- [Strata Mortgage BC: What Condo and Townhouse Buyers Need to Know](https://insightfinance.ca/strata-condo-mortgage-bc/): When you buy a condo or townhouse in BC, your lender is really underwriting two borrowers: you, and the strata corporation. I see strong, well-qualified buyers get declined because of weak buildings every month, and it usually happens a couple of days before subject removal, right when it hurts the most. Here is how strata financing works and how to keep your deal clean. Questions at any point? Call me at 250-859-2100.
- [Mortgage Renewal BC: 12 Steps Before You Sign](https://insightfinance.ca/mortgage-renewal-checklist-bc/): Don't auto-renew blindly. This 12-step mortgage renewal checklist for BC homeowners helps you negotiate the best rate, review your options, and avoid costly mistakes.
- [Mortgage Renewal vs Refinance BC: How to Choose](https://insightfinance.ca/mortgage-renewal-vs-refinance-bc/): Renewing vs refinancing your mortgage in BC — understand the key differences, costs, and when each option makes sense. Complete guide for BC homeowners in 2026.
- [New Construction Mortgage BC: Deposits, Draws, What to Watch](https://insightfinance.ca/new-construction-mortgage-bc/): Building or buying new construction in BC means your financing has to match the builder’s timeline, not the other way around. In my experience, three structures cover almost every situation. A completion mortgage advances the funds on possession day, which is the standard setup for presales and spec homes, whether that’s a downtown Kelowna condo tower or a hillside build in Wilden or McKinley Beach. A progress-draw mortgage advances funds in stages as your custom build passes inspections: foundation, lock-up, and completion. And then there’s builder’s-choice financing, which I’d always compare against the wider market rather than accepting by default.
- [Mortgage Stress Test Canada 2026: Your Real Buying Power](https://insightfinance.ca/stress-test-mortgage-canada-2026/): The mortgage stress test reduces your purchasing power by 15–25%. Learn how it works in 2026, who it applies to, and strategies BC first-time buyers can use to maximize their mortgage.
- [Mortgage Broker Penticton BC | Okanagan South](https://insightfinance.ca/mortgage-broker-penticton-bc/): I'm Ash Simpson, a mortgage broker serving Penticton and the South Okanagan: purchases, renewals, and the self-employed files this wine-and-tourism economy runs on. Through Insight Mortgage I compare 50+ lenders, and most pre-approvals come back in 24-48 hours. Call me at 250-859-2100.
- [Cash-Out Refinance Canada: How to Unlock Home Equity](https://insightfinance.ca/cash-out-refinance-canada-home-equity/): A cash-out refinance means replacing your current mortgage with a bigger one and taking the difference out of your equity as a lump sum. In Canada, the ceiling is 80% of your home's appraised value minus what you still owe, and the stress test applies even if you do it at maturity. If you bought in Kelowna around 2019 at $650K, you could be sitting on roughly $400K of accessible equity at today's prices. Used well, that money can fund a renovation, an investment property down payment, or an RRSP top-up; used poorly, it pays for things that lose value while you pay interest on them for decades.
- [Mortgage Broker Vernon BC | North Okanagan Mortgage Specialist](https://insightfinance.ca/mortgage-broker-vernon-bc/): Vernon is where the same budget buys dramatically more house than Kelowna, and it's a market I work in constantly. I'm Ash Simpson at Insight Mortgage, and I shop North Okanagan applications to 50+ lenders, with pre-approvals typically back in 24-48 hours. Call me at 250-859-2100.
- [7 Mortgage Mistakes BC First-Time Buyers Make (And the Cost)](https://insightfinance.ca/first-time-buyer-mortgage-mistakes-bc/): New to buying in Kelowna? Start with our complete First-Time Home Buyer Mortgage in Kelowna guide, then avoid the costly mistakes below.
- [Self-Employed Mortgage BC: Complete 2026 Approval Guide](https://insightfinance.ca/self-employed-mortgage-bc-complete-guide/): If you want to dig further, see my guides on incorporated self-employed mortgage BC and alt-A mortgage BC. Or skip the reading and call me at 250-859-2100. I'm a Kelowna mortgage broker and my service is free to borrowers.
- [Mortgage Broker Lake Country BC: Okanagan’s Fastest-Growing Community](https://insightfinance.ca/mortgage-broker-lake-country-bc/): I'm Ash Simpson, a Lake Country mortgage broker working with buyers in Winfield, Oyama, Okanagan Centre, and Carr's Landing. This is the Okanagan's fastest-growing community and, honestly, its trickiest financing market. Through Insight Mortgage I place files across 50+ lenders, from first condos to lakefront acreages. Call 250-859-2100.
- [Mortgage Broker West Kelowna: Local Rates, Fast Approvals](https://insightfinance.ca/mortgage-broker-west-kelowna/): I'm Ash Simpson, a West Kelowna mortgage broker serving Westside buyers across Lakeview Heights, Casa Loma, Shannon Lake, Glenrosa, and Westbank Centre, including leasehold properties on Westbank First Nation land that many banks won't touch. At Insight Mortgage I shop your file to 50+ lenders and typically have a pre-approval back within 24–48 hours. Call 250-859-2100.
- [Kelowna Mortgage Rates 2026: Fixed vs Variable](https://insightfinance.ca/kelowna-mortgage-rates-2026/): Here's what matters most if you're rate-shopping in Kelowna right now. The best insured 5-year fixed rate on my lender sheet as of July 20, 2026 is 4.19%, well below major bank posted rates. The rate you'll actually qualify for depends on whether your mortgage is insured, insurable, or uninsured, and those are three different rate tiers. A $491K condo with 5% down gets insured pricing, the best available, while a $900K purchase with 35% down does not. Variable rates currently sit around 3.55–3.95%, now pricing below fixed for qualified borrowers — a real decision point, with the usual rate-movement uncertainty. And a pre-approval locks your rate for 90–120 days, which matters in a shifting rate environment.
- [Mortgage Break Penalty BC: What It Costs and When It’s Worth It](https://insightfinance.ca/mortgage-break-penalty-bc/): Here’s a number that surprises people: breaking a fixed mortgage at a big bank can cost $15,000–$30,000, while the exact same mortgage at a monoline lender might cost $3,000–$6,000 to break. The entire difference comes down to how each lender calculates the IRD. Variable-rate penalties are simpler, just 3 months of interest (usually $2,000–$5,000), because big bank IRDs use posted rates that inflate the penalty 3–5x compared to a monoline. Before you decide anything, run the break-even test: penalty divided by monthly savings tells you how many months it takes to recover the cost.
- [HELOC BC: How a Home Equity Line of Credit Actually Works](https://insightfinance.ca/heloc-bc-home-equity-line-of-credit/): Here’s the quick version of how a HELOC works in BC: you can borrow up to 65% of your home’s appraised value as a standalone product, or up to 80% LTV when it’s combined with your mortgage. Rates in BC currently run about prime + 0.5% to prime + 1.0%, which works out to roughly 5.45–5.95% as of June 2026. Here in Kelowna, most of the HELOCs I set up fund renovations on older Glenmore family homes or help a kid with the down payment on their first place. If you’re weighing your options, I’ve written a full comparison at HELOC vs refinance BC.
- [HELOC vs Refinance BC: Which One Fits Your Goal](https://insightfinance.ca/heloc-vs-refinance-bc-homeowners/): When homeowners ask me how to get at their equity, it usually comes down to two tools. A HELOC gives you revolving credit up to 65% LTV at a variable rate (roughly 5.45–5.95% in June 2026) with interest-only payments and no penalty to draw. A refinance gives you a lump sum up to 80% LTV at a fixed rate (around 4.09–4.29%) with amortizing payments, and a penalty if you break mid-term. And sometimes the right answer is actually both.
- [Mortgage Pre-Approval Kelowna: What It Takes (2026)](https://insightfinance.ca/mortgage-pre-approval-kelowna/): Pre-approval and pre-qualification are not the same thing, and only one of them actually locks a rate. In Kelowna, where townhomes in the $720,000–$780,000 range regularly attract competing offers, walking in without a pre-approval is a real liability. A proper pre-approval holds your rate for 90–120 days and confirms you as a borrower, while final approval covers both you and the specific property. For what it's worth, I turn around most pre-approvals in 24–48 hours once I have your documents.
- [Should I Refinance My Mortgage BC? A Decision Framework](https://insightfinance.ca/should-i-refinance-mortgage-bc-guide/): Refinancing replaces your existing mortgage with a new one, which lets you change the rate, the loan amount, the amortization, or pull out equity. The catch is that doing it before your term ends triggers a break penalty, so the whole decision comes down to one test: divide the penalty by your monthly savings and see how many months it takes to recover the cost. If you bought in Kelowna between 2018 and 2020 at $600,000–$700,000, you’re likely sitting on substantial equity now that Q1 2026 average prices are $1,136,449 (CMHC). One wrinkle worth knowing: mid-term refinancing still requires a full stress test, while switching lenders at renewal doesn’t (OSFI, January 2026). As a Kelowna mortgage broker, I can model the refinance math against your actual balance, rate, and remaining term before you commit to anything.
- [Down Payment Rules BC Home Buyers 2026: Real Numbers](https://insightfinance.ca/down-payment-buy-house-bc-2026/): Down payments are where I see the most confusion with buyers, so let me clear up the big ones right away. On a $750K townhome the minimum down payment is $50,000, not 5% of the full price, because the rules stagger once you pass $500K. CMHC premiums can add up to 4% to your mortgage balance, while a couple combining the FHSA and Home Buyers’ Plan can access $200,000, and putting 20% down on a $491K condo ($98,260) eliminates CMHC entirely. One thing you can’t do: borrow your down payment on a minimum-down insured mortgage.
- [First-Time Home Buyer Mortgage in Kelowna: Your 2026 Guide](https://insightfinance.ca/first-time-home-buyer-mortgage-kelowna/): Updated July 2026. Rates and benchmark prices as of July 20, 2026.
- [FHSA BC Mortgage: Use FHSA and Home Buyers’ Plan Together](https://insightfinance.ca/first-home-savings-account-fhsa-bc-mortgage/): The FHSA is the only account in Canada that gives you a tax deduction when money goes in and a tax-free withdrawal when it comes out, and I think every future buyer should have one. Pair it with the Home Buyers’ Plan and you can access $100K per person, or $200K per couple, toward your first home. At an $85K income, each $8K FHSA contribution saves you roughly $3,320 in tax. And here’s the part people miss: contribution room starts the year you open the account, not the year you contribute, and unused room only carries forward one year, so open it now even if it sits empty for a while.

## Pages
- [Book a Free Mortgage Consultation](https://insightfinance.ca/book/): Pick a time that works and it goes straight into my calendar. Fifteen minutes, no pressure, no obligation. Bring your renewal letter, a bank offer, or just your questions.
- [Mortgage Broker Lake Country BC: Financing for the Okanagan’s Fastest-Growing Corridor](https://insightfinance.ca/mortgage-broker-lake-country/): Key takeaways
- [Mortgage Pre-Approval Kelowna: Approved in 48 Hours, Protected for 120 Days](https://insightfinance.ca/mortgage-pre-approval-kelowna/): Key takeaways
- [HELOC Kelowna: Turn Home Equity Into a Credit Line You Control](https://insightfinance.ca/heloc-kelowna/): Key takeaways
- [Reverse Mortgage Kelowna: Stay in Your Home, Unlock the Equity — No Monthly Payments](https://insightfinance.ca/reverse-mortgage-kelowna/): Key takeaways
- [Debt Consolidation Mortgage Kelowna: One Payment Instead of Five](https://insightfinance.ca/debt-consolidation-mortgage-kelowna/): Key takeaways
- [Investment Property Mortgage Kelowna: Financing That Makes the Numbers Work](https://insightfinance.ca/investment-property-mortgage-kelowna/): Key takeaways
- [New to Canada Mortgage Kelowna: Buy a Home With 5% Down — No Canadian Credit History Required](https://insightfinance.ca/new-to-canada-mortgage-kelowna/): Key takeaways
- [Spousal Buyout Mortgage Kelowna: Keep the House After Separation](https://insightfinance.ca/spousal-buyout-mortgage-kelowna/): Key takeaways
- [Self-Employed Mortgage Kelowna: Financing Built for How You Actually Earn](https://insightfinance.ca/self-employed-mortgage-kelowna/): Kelowna runs on self-employment - trades, tourism and hospitality, wineries, real estate, and a fast-growing base of remote and tech contractors. Yet the same income that builds this economy is what big banks struggle to approve. If your tax return shows a low net income after write-offs, a bank's automated system often says no. A broker who knows self-employed lending says which lender, and how. Ash Simpson places self-employed files across 50+ lenders.
- [Mortgage Broker Alberta | BC & Alberta Expert | Insight Mortgage](https://insightfinance.ca/mortgage-broker-alberta/): Ash Simpson at Insight Mortgage serves clients across Alberta as well as British Columbia, providing award-winning mortgage brokerage with access to over 50 lenders and personalized advice at no cost to you — whether you are in Calgary, Edmonton, Red Deer, or anywhere in between.
- [Mortgage Broker BC | Serving All of British Columbia | Insight Mortgage](https://insightfinance.ca/mortgage-broker-bc/): Whether you are buying in Vancouver, refinancing in Victoria, or need a mortgage in the Okanagan, Ash Simpson at Insight Mortgage provides award-winning brokerage services across all of BC. Licensed since 2019 with access to over 50 lenders — at no cost to you.
- [Bad Credit Mortgage BC | Get Approved When Banks Say No](https://insightfinance.ca/bad-credit-mortgage-bc/): A poor credit score does not have to end your homeownership dream in BC. Ash Simpson at Insight Mortgage works with borrowers who have been declined by banks due to credit issues — and finds solutions through alternative and private lenders.
- [Self-Employed Mortgage BC | Get Approved | Insight Mortgage](https://insightfinance.ca/self-employed-mortgage-bc/): Getting a self-employed mortgage in BC is more complex than a traditional employment mortgage — but far from impossible. Ash Simpson at Insight Mortgage specializes in self-employed mortgage solutions across BC and Alberta.
- [Refinance Mortgage Kelowna | Access Equity | Insight Mortgage](https://insightfinance.ca/refinance-mortgage-kelowna/): A mortgage refinance in Kelowna replaces your existing mortgage with a new one — letting you access home equity, lower your interest rate, consolidate debt, or change your mortgage terms. Mortgage refinancing in Kelowna can make sense when rates drop, your home equity grows, or you want to consolidate higher-interest debt. Ash Simpson at Insight Mortgage helps Kelowna homeowners determine when refinancing makes sense and how to do it at the lowest possible cost.
- [Mortgage Renewal Kelowna | Get a Better Rate | Insight Mortgage](https://insightfinance.ca/mortgage-renewal-kelowna/): Your mortgage renewal is one of the most valuable opportunities to save money as a homeowner. Most people leave thousands on the table by accepting their bank's first offer. Ash Simpson shops over 50 lenders on your behalf to ensure the best possible rate — at no cost to you.
- [Kelowna Mortgage Broker | Ash Simpson | Insight Mortgage](https://insightfinance.ca/mortgage-broker-kelowna/): The average Kelowna home costs $1,136,449 as of Q1 2026. A typical bank will show you one rate. Ash Simpson at Insight Mortgage shops your application to 50+ lenders at once — the difference between average and best is often $30,000–$50,000 over a five-year term.
- [Blogs](https://insightfinance.ca/blogs/): Blog
- [Contact](https://insightfinance.ca/contact/): Get the insight and guidance you deserve, connect with us today!
- [About Us](https://insightfinance.ca/about-us/): Simplify Home Financing with Our Mortgage Brokerage Services
- [Home](https://insightfinance.ca/): Don’t just take our word for it — see why clients across the Okanagan choose us as their Kelowna mortgage broker.

## Road Maps

## Teams
- [Hiedi Letiec](https://insightfinance.ca/team/hiedi-letiec/): A bona-fide country rockstar, Hiedi has been using her experience of performing under pressure and applying it to the world of mortgages since 2023. Based out of Kelowna where she resides with her large blended family. Hiedi is well versed in juggling everyone's unique needs and always goes above and beyond to find a mortgage that fits her client's long term financial goals. Heidi is licensed out of British Columbia and is able to help clients with their mortgage needs across the country.
- [Staci Loukianoff](https://insightfinance.ca/team/staci-loukianoff/): Staci began her journey with Insight Mortgage as a client back in 2022. Seeing the value in having a good mortgage broker on your side, Staci shifted career paths and began studying to become a broker. She earned her mortgage broker license in 2024 and immediately joined the Insight Mortgage team. Staci understands how stressful getting the right mortgage can be, so she brings patience and compassion to every client interaction. Based in the Kootenays, where she lives with her husband and children, Staci takes time to listen to her clients’ unique needs and works with them along the way to achieve their financial goals. While she specializes in British Columbia, she is able to serve clients across Canada.
- [Chantelle White](https://insightfinance.ca/team/chantelle-white/): Chantelle began working as an administrative assistant for Ash back in his early days of brokering and has been with Insight Mortgage since the start. Mostly focused on the day-to-day operations of the business, you’ll likely only hear from her when it’s time to send in documents or sign paperwork. Otherwise, she silently works in the background making sure every T gets crossed and I gets dotted. When she’s not busy working, she likes to spend her spare time with her son and dog.
- [Ash Simpson](https://insightfinance.ca/team/ash-simpson/): After leaving a successful career in corporate management, Ash became a licensed mortgage broker in 2019. Drawn to an industry where he could help people achieve their life long goals, he founded Insight Mortgage in 2023 and has since become a trusted expert appearing on CBC Radio multiple times and winning the prestigious Canadian Mortgage Professionals’ Rising Star Award in 2021. Ash is based out of Kelowna where he lives with his son and dog. He specializes in serving clients across British Columbia and Alberta, but is happy to help anyone across the country. When not busy running the business, he spends his spare time staying active and volunteering with BC Youth Football.

## Testimonials