Mortgages Made Easy in Kelowna & the Okanagan
One application reaches 50+ lenders, so your bank has to compete. On standard residential mortgages, the lender pays our fee.
Buying · Renewing · Refinancing
From 3.55%
3-year fixed from 3.99% · 5-year from 4.19%
No email for rates. No credit pull until you say go.
TD · Scotiabank · BMO · Strive · First National · National Bank · RMG · MCAP · Valley First
Meet Ash Simpson
Ash Simpson has arranged mortgages from Kelowna since 2019, licensed in BC and Alberta. One application goes to banks, credit unions, and monolines, and they compete for your file. You get plain answers about what you qualify for and what it costs.
Renewing soon? Get a better rate on your mortgage renewal in Kelowna, or refinance your Kelowna mortgage to access equity.
Meet Ash Simpson
Ash Simpson has arranged mortgages from Kelowna since 2019, licensed in BC and Alberta. One application goes to banks, credit unions, and monolines, and they compete for your file. You get plain answers about what you qualify for and what it costs.
Renewing soon? Get a better rate on your mortgage renewal in Kelowna, or refinance your Kelowna mortgage to access equity.
Meet Ash Simpson
What We Handle
Pre-Approval →
Know your ceiling before you book showings, with your rate held while you shop.
Renewals & Switches →
The renewal letter is an offer, not a bill. Compare it before you sign.
Refinancing & Equity →
Pull equity for renovations, or roll high-interest debt into one payment.
Self-Employed & Tricky Files →
Two-year averages, bruised credit, new to Canada. There is usually a lender for it.
The Calculator Hub
Run your own numbers before you talk to anyone. Every tool is free, and none of them ask for an email.
Verified Reviews
Every quote below is public. Click through and read the rest on Google or Rate-My-Agent.
Questions people actually ask
Nothing on standard residential mortgages. The lender pays our fee when your mortgage closes. In the rare case a file needs a lender that charges one, usually non-prime, you hear the number before anything starts, not after.
No. Rates and calculators here need no login and no credit check. When you decide to apply, we pull credit once, with your OK, and every lender quotes from that single report.
Your bank can only offer its own shelf. One application here reaches 50+ lenders, including banks, credit unions, and monolines, and they compete for your file. Your bank is welcome to win, it just has to earn it.
Most files see options within 24 to 48 hours of documents landing. Complicated files take longer, and we tell you that upfront instead of letting a deadline find out for you.
Self-employed, two-year averages, bruised credit, new to Canada: that is most of what we do. There is usually a lender for it, and if there truly is not, you hear that straight, with what would change the answer.
