Mortgage Tips & Advice

Set of keys on a wooden table

Landlord renewals in BC: refinancing at maturity to buy the next rental

Wooden chalet on a snow-covered mountain in winter

Resort property mortgages at Big White, Sun Peaks and Silver Star: second home or rental?

Empty renovated basement room with white walls and wood floors, ready to become a suite

Financing a secondary suite in BC: refinance, HELOC or the federal suite loan

For rent sign in the window of a building

BC short-term rental rules in 2026: what changed, and what lenders do with Airbnb income

Aerial view of Okanagan Lake and Kelowna neighbourhoods

Down payment for a rental property in BC: 20% for a pure rental, 5% if you live in one unit

Downtown Kelowna at the Sails, the kind of condo stock investors buy

OSFI’s 2026 rental mortgage rules: the 50% test explained for BC investors

Moving boxes beside a bright window in a new home

Newcomer Mortgages in Canada With No Credit History: What Counts Instead (2026)

Ash Simpson, mortgage broker and owner of Insight Mortgage, at Okanagan Lake in Kelowna

New Look, Same Three Words

Row of colourful starter homes on a sunny Kelowna street

Kelowna Housing Market First-Time Buyers 2026: Real Numbers