BC property transfer tax calculator plus every other province and territory: first-time buyer exemptions up to $835K, the $1.1M new-build exemption, Toronto’s municipal tax, and Alberta’s fee advantage.

Frequently asked questions

How much is property transfer tax in BC?

1% of the first $200,000, 2% up to $2 million, 3% above that, and a further 2% on the portion over $3 million. This calculator handles every bracket, plus every other province and territory.

Do first-time buyers pay PTT in BC?

Often not. The first-time buyer exemption covers qualifying purchases up to $835,000, with a partial exemption to $860,000. The calculator applies it automatically.

What about newly built homes?

The newly built home exemption can eliminate PTT up to $1.1 million, and the 2026 first-time buyer GST rebate can return the GST on new builds. Both are in the math here.